What Are Computer Checks and What Can They Do For Your Business
So you have created your business plan and have developed your product or service and now you need to purchase the materials you are going to need in order to create the business you have been working so hard to get off the ground before you go any farther you are going to need computer checks.
What are computer checks and what can they do for you?
Simply put computer checks are printable checks for your business. These checks are not only functional, as you can print them right off your desktop, but you can have them created with your company's logo which will allow you to print all the information the receiver will need to process your payment.
The first thing these computer checks do for your business is that they allow your checks to be printed, no more worrying about handwriting; these checks will be easily readable.
The other part of this is that you have your business software all set up, so why not take advantage of the ability to just click and print your checks? Get your business noticed with computer checks and improve the perception of your small business with professional-looking checks.
You already purchased your business software now take advantage of all that this software can do for you and purchase computer checks. There is no need to worry about security because these computer checks are made so that no one can copy them, there are as safe as the checks you used to buy from the bank. These checks are created with all of the security measures of any checks in the world.
These checks are available from many different vendors therefore you will be able to shop and make sure you are getting the best prices no matter if you want just something very basic or the most extravagant design imaginable. Every piece of printed paper that comes out of your business tells others about your business, and don't you want the image of your company to be one of a professional company run by people that know what they are doing? Of course you do, so design your company's logo and have it printed on your computer checks, nothing can say that you are a professional organization like computer checks with your company's logo.
Whether you have a mom-and-pop computer-based website or a multimillion-dollar company that produces a product, one of the major concerns is that your company gives a professional image. There may be nothing that says you are for real like having professional-looking computer checks when you are paying the people that receive your funds.
For safety, security, and a professional image nothing can give off the image you want like computer checks, order yours today and improve your image tomorrow.
Browse the complete range of computer checks for business at Checkomatic, manufactured in-house in Monroe, NY since 1997.
How Computer Checks Work Step by Step
Computer checks for business work in three stages, each handled by a different part of the process.
Stage 1: What the Manufacturer Pre-Prints
When you order computer checks from Checkomatic, the manufacturer pre-prints your company name, mailing address, bank name, and company logo on every sheet. The MICR line at the bottom of each check is also pre-encoded at this stage using ANSI-certified magnetic iron oxide toner. This line contains your ABA routing number, checking account number, and starting check number. All six security features are built into the check stock during manufacturing.
Stage 2: What Your Accounting Software Adds
When you write a check in QuickBooks, Sage, or any connected accounting platform, the software stores the variable payment details: payee name, dollar amount in both numeric and word form, check date, and memo or reference information. When you click Print, the software generates a print job that places each piece of information precisely in the correct field position for your chosen computer check format.
Stage 3: What Your Printer Produces
Your laser or inkjet printer adds the variable information to the pre-printed computer check stock. The result is a fully completed check with your company information and the specific payment details for that transaction. You sign the printed check and it is ready to mail or hand to the payee. The accounting software records the transaction automatically.
Which Accounting Software Works With Computer Checks
Computer checks for business from Checkomatic are pre-calibrated to match the print templates of all major accounting platforms. This means the check dimensions, field positions, and MICR placement are manufactured to align with your software's default output, minimizing alignment adjustments after delivery.
- QuickBooks Desktop (Pro, Premier, Enterprise, Accountant) and QuickBooks Online
- Quicken Business
- MYOB
- Sage 50 (formerly Peachtree) and Sage 300
- Xero
- NetSuite
- Microsoft Dynamics 365
- FreshBooks
- Deltek
- 500 or more other accounting platforms
If your software is not listed, custom formatting is available at no extra charge. For complete QuickBooks check setup and format selection, see our QuickBooks checks catalog.
Security Features Built Into Computer Checks for Business
Computer checks for business carry the same security features as any other professional business check. Checkomatic includes six CPSA-certified security features on every computer check order at the base price.
Chemically Sensitive Paper
The check paper reacts visibly and permanently when washing solvents such as acetone or bleach contact the surface. Any attempt to remove and rewrite the printed payee name or amount leaves an irreversible stain. This is the most important security feature for computer checks specifically because the printed fields are the primary target of check washing fraud.
Microprinting
Text printed at under one point size along the signature line appears as a solid decorative line to the naked eye. Under magnification it reads as text. When a computer check is photocopied or scanned, the microprinting degrades to an unreadable blur, identifying any copy as non-original.
Void Pantograph
A hidden background pattern causes the word VOID to appear prominently across the face of the check on any photocopy or scan. The original computer check shows nothing unusual under normal lighting.
UV Fluorescent Fibers
Fibers embedded in the paper during manufacturing glow under ultraviolet light. Bank authentication equipment uses UV scanners to verify genuine check stock. These fibers are in the paper structure and cannot be replicated by any standard printing process.
Heat-Sensitive Ink
A thermochromic icon disappears when pressed with a finger and returns when it cools. Genuine computer checks respond to heat. Photocopies do not. Bank tellers can verify authenticity in seconds.
Pre-Encoded MICR Line
The MICR line at the bottom of every computer check is pre-encoded in certified magnetic iron oxide toner at manufacture. Bank reader-sorter machines detect this line magnetically. Every routing number is verified against the Federal Reserve E-Payments Routing Directory before printing begins, catching transposed digits before they produce an unusable batch. For more on MICR and routing numbers, see our ABA routing number guide.
Cost Savings: Computer Checks for Business vs Bank-Issued Checks
Computer checks for business ordered directly from a manufacturer cost 50 to 70 percent less than equivalent checks ordered through a bank. Banks route check orders through third-party printers on batched schedules and apply retail markup. Checkomatic manufactures all computer checks in-house at Monroe, NY with no middleman and no batch delay.
- Standard bank pricing: $30 to $50 per 100 checks
- Direct manufacturer pricing: significantly lower, with volume discounts reducing cost further
- Free black-and-white logo printing included on every order at Checkomatic
- Standard turnaround: 3 to 5 business days (vs 7 to 14 days for bank-issued checks)
- Rush and overnight options available for payroll deadlines
For shipping timelines and rush options, see Checkomatic shipping and handling.
Who Benefits Most From Computer Checks for Business
Small Businesses Running QuickBooks
Any small business using QuickBooks Desktop or QuickBooks Online for accounting benefits immediately from switching to computer checks. The software is already configured to print checks. The only requirement is check stock that matches the software's print template. Computer checks from Checkomatic are pre-calibrated to QuickBooks default settings.
Businesses With Regular Payroll Runs
For businesses that run payroll by check, computer checks eliminate handwriting and automate the pay stub. The voucher format (check on top with two stubs) prints all payroll detail automatically from your accounting software: gross pay, deductions, and net pay on the stub; net pay amount on the check. State pay stub laws are satisfied because the detail stub is physically attached to the check at point of payment. See our business checks for payroll guide.
Businesses Processing Multiple Vendor Payments Monthly
For accounts payable operations writing 20 or more checks per month, the time savings from computer checks are significant. Printing 30 checks from a QuickBooks batch takes under 5 minutes. Handwriting 30 checks takes 45 minutes or more. At higher volumes, that time difference adds up to hours recovered every month. Browse the full range of business checks including computer and manual formats.
How to Set Up and Print Computer Checks for Business
Setting up computer checks for business in QuickBooks takes under 10 minutes. The steps are identical for QuickBooks Desktop and QuickBooks Online with minor navigation differences.
- Select your format. Confirm which computer check format your software uses. In QuickBooks Desktop: File, Printer Setup, Form Name: Check, Check Style. In QuickBooks Online: Settings, Print Checks, Print Setup.
- Order your computer checks. Order the format that matches your software setting. For most QuickBooks users, this is the voucher format (check on top). Order at computer checks.
- Print an alignment test. Before loading real computer check stock, print a sample on plain paper. Hold the test sheet against a blank check to verify field alignment.
- Load check stock in the printer. Load check stock face-up (or face-down, depending on your printer model , check the printer manual for paper orientation).
- Print your first real check batch. Run a batch of 2 to 3 checks first before printing the full batch. Confirm the printed fields land correctly before committing the full stack.
Accepted by the World's Leading Banks
Computer checks for business from Checkomatic meet and exceed all ABA (American Bankers Association) check specifications. Every computer check order includes MICR encoding pre-verified against the Federal Reserve E-Payments Routing Directory. This ensures your checks clear through any US bank's reader-sorter system without rejection. Checkomatic's bank rejection rate for MICR-related issues is under 0.1 percent across all orders.
What Customers Say About Checkomatic Computer Checks
All reviews below are published on checkomatic.com and reproduced verbatim. Source: checkomatic.com/quickbooks-starter-pack-product, 4.5 stars from 166 verified reviews.
"First time ordering and I am super impressed with the quality of the checks. No issues with delivery. I will be ordering again!"
TClinton | ★★★★★ 5/5 | April 9, 2025 | Source: checkomatic.com/quickbooks-starter-pack-product
"Been with them for 15 years. Always reliable, always good quality, good service. What more can you ask for?"
ATV Inc. | ★★★★★ 5/5 | April 5, 2024 | Source: checkomatic.com/quickbooks-starter-pack-product
"I got 500 checks for less than half of what the bank wanted for 200!"
VVA Voucher Checks (Vietnam Veterans of America) | ★★★★★ 5/5 | July 6, 2024 | Source: checkomatic.com/quickbooks-starter-pack-product
"We use CheckoMatic for all of our check needs! They have great prices and we receive our products in a timely manner!"
CG's Tax Service | ★★★★★ 5/5 | September 18, 2024 | Source: checkomatic.com/quickbooks-starter-pack-product
"ASJ Wilson Construction has been a client of checkomatic for some years now and they've never disappointed this company. Thank you checkomatic for all that you do."
ASJ Wilson Construction | ★★★★★ 5/5 | June 6, 2024 | Source: checkomatic.com/quickbooks-starter-pack-product
"Affordable and efficient. My go-to business check printer."
Doe | ★★★★★ 5/5 | January 24, 2025 | Source: checkomatic.com/quickbooks-starter-pack-product
Why Choose Checkomatic for Computer Checks
In-House Manufacturing Since 1997
All computer checks are manufactured at Checkomatic's own facility in Monroe, NY. Your banking information never passes through a third-party print vendor. Every order is handled by the same manufacturing team from proof approval through MICR verification and shipping.
Six Security Features at Base Price
Chemically sensitive paper, microprinting, void pantograph, UV fluorescent fibers, heat-sensitive ink, and pre-encoded MICR are all standard on every computer check order. No security upgrade required.
Free Logo on Every Order
Black-and-white logo printing is included at no extra charge on every computer check order regardless of quantity. Full-color logo printing available as an upgrade. Over 20 background color options.
Compatible With 500 or More Platforms
Pre-calibrated stock for QuickBooks, Quicken, Sage, MYOB, Xero, and over 500 other accounting platforms. Custom formatting at no extra charge for any software not on the standard list.
50 to 70 Percent Below Bank Pricing
Direct in-house manufacturing eliminates bank markup. Bulk discounts reduce per-check cost at higher quantities.
3 to 5 Business Day Turnaround
Standard computer check orders ship in 3 to 5 business days. Rush production and overnight options available for payroll deadlines. Full details at Checkomatic shipping and handling.
Manual Checks Also Available
For businesses that prefer handwritten checks or need a field payment option without a printer, Checkomatic also offers manual checks for business with the same security features and free logo printing.
